Privacy Policy

1. Scope and responsible organisation

This notice describes how Meridia Finance handles personal information collected through this website, including contact and loan enquiry forms. For privacy questions, email info@meridiafinance.net.

The company must confirm its full legal entity name, registered address, applicable privacy law and any required privacy officer or regulator details before publishing this notice as a final policy.

2. Information we collect

Depending on the form you use, we may receive your name, email address, phone number, business type, bank-account yes/no response, sales range, requested financing information and the content of your message.

We may also receive technical information necessary to operate and protect the website, such as server access logs, IP address, browser details and security events, depending on hosting configuration. Do not include account passwords, online banking credentials, government identification numbers or sensitive documents in the initial enquiry form.

3. How we use information

We use submitted information to respond to enquiries, review and administer financing requests, contact applicants about next steps, maintain records of communications, prevent misuse and meet legal obligations where applicable.

We do not use a submitted enquiry as consent to unrelated marketing. Any optional marketing communication should have its own lawful basis and unsubscribe mechanism.

4. How website submissions are transmitted

In the current website implementation, form details are sent to the configured Meridia Finance email recipient through the website mail handler; this demonstration does not save submissions to a website application database. Email delivery, mailboxes, hosting providers and server logs may nevertheless retain copies.

Email is not guaranteed to be fully secure. Do not send confidential banking credentials or sensitive documents through the initial website forms.

5. Sharing and service providers

Information may be accessed by staff responsible for handling enquiries and applications, and by hosting, email and security providers as necessary to deliver the service. Additional sharing with credit bureaus, identity verification providers, lenders or public authorities should occur only where applicable, lawful and properly disclosed during the relevant application stage.

We do not state that such additional sharing occurs through the current initial enquiry form.

6. Cookies and translation tools

The website may use essential session cookies for form security and operation. If you use the optional GTranslate feature, translation-related requests or cookies may be handled by the translation provider according to its own privacy terms.

Before publication, verify all analytics, advertising, embedded media and third-party cookies actually deployed, and provide any consent choices required by applicable law.

7. Security and retention

We use website-level safeguards such as form validation and anti-forgery tokens. No online transmission or storage method is completely secure. Access to application emails and hosting systems should be restricted to authorised personnel.

Retention depends on the type of enquiry, the outcome of an application and applicable legal requirements. Meridia Finance must adopt and publish its actual retention periods and deletion procedures before final deployment.

8. Your choices and rights

You may contact us to request access to, correction of, or deletion of your personal information, or to raise a privacy concern. Additional rights, exceptions and response deadlines depend on the law applicable to your information and the relevant processing activity. We may need to verify your identity before acting on a request.

9. International processing

Hosting, email delivery, translation or other service providers may process information in other countries. Meridia Finance must verify the providers and locations used in production and apply any legally required cross-border safeguards.

10. Children and changes

This website is intended for adults seeking business financing and is not directed to children. We may revise this notice when our processing practices or legal requirements change. The updated notice will appear on this page with a revised date.

11. Contact

For questions or requests about personal information, email info@meridiafinance.net.