Financial resilience
Evaluate repayment capacity, preserve operating cash and plan for slower periods before taking on debt.
Financial resilience, thoughtful growth and community wellbeing belong in the same conversation.
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Business resilience
Community wellbeing
Our website encourages applicants to consider the long-term affordability and purpose of borrowing. The areas below describe themes that can guide business and financing decisions; they are not claims about completed Meridia projects or measured outcomes.
Evaluate repayment capacity, preserve operating cash and plan for slower periods before taking on debt.
Consider how sustainable businesses can support jobs, suppliers and services in their communities.
Explore opportunities to reduce waste, use equipment efficiently and consider operating costs over time.
Will the financing support a clearly defined business purpose? What happens if revenue arrives later than expected? Are the repayment schedule and full cost manageable? Could the investment reduce operating costs or improve business resilience over time?