Terms and Conditions

1. About these terms

These Terms govern your use of the Meridia Finance website and its online enquiry and loan application facilities. By using the website, you agree to these Terms. If you do not agree, please do not use the website.

These website Terms do not replace any separate loan agreement, product disclosure, consent form or other contract you may enter into with Meridia Finance.

2. Website information

Information on this website is provided for general information and does not constitute personal financial, tax or legal advice, a commitment to lend, or an offer of any particular rate, amount or repayment period. Product information may change and may not be available to every applicant.

3. Applications and eligibility

You agree to provide accurate, current information when submitting an enquiry or application, and to update material changes when requested. Submitting an application does not guarantee approval, funding, or any particular terms.

Any loan offer, if made, is subject to assessment, applicable checks, written disclosures and acceptance of the final agreement. Do not make financial commitments in reliance on an anticipated approval.

4. Rates, fees and repayments

Any interest rate, annual percentage rate, fee, security requirement, repayment schedule, early repayment condition or late payment consequence must be set out in the applicable product disclosures and final agreement. Review those documents carefully before accepting a loan.

The website does not establish a fixed rate, guaranteed approval time, or universal eligibility threshold.

5. Acceptable website use

Do not submit false information, impersonate others, attempt unauthorized access, upload malicious code, disrupt the website, or use it for unlawful purposes. Do not submit passwords or online banking credentials through enquiry forms.

6. Communications and electronic submissions

By sending a form, you request that Meridia Finance contact you about your enquiry or application using the details supplied. Marketing communications, where offered, are subject to separate consent and applicable law.

Electronic submissions may be subject to network or email delivery failures. If you receive no acknowledgement, contact us to confirm receipt.

7. Intellectual property and third-party content

Website branding, text, design and other materials are owned by Meridia Finance or their respective licensors. You may use the website for personal, non-commercial purposes but may not reproduce its materials commercially without permission.

Links to third-party websites are provided for convenience. Their content, availability and privacy practices are governed by their own terms.

8. Availability and liability

We aim to keep the website available and accurate but cannot guarantee uninterrupted access or that all content is free from errors. Nothing in these Terms excludes liability or consumer rights that cannot lawfully be excluded. Any limitations apply only to the extent permitted by applicable law.

9. Privacy

Our Privacy Policy explains how information submitted through the website is handled. Please review it before using our forms.

10. Changes and contact

We may update these website Terms from time to time. The version posted here applies to your use of the website from its publication date; changes to any signed loan agreement require the process specified in that agreement and applicable law.

For questions, contact info@meridiafinance.net.